Theresa Kananen is a partner in Arnall Golden Gregory LLP’s Litigation Practice and serves as co-chair of the Payment Systems Practice. She focuses her practice on handling both a wide variety of litigation and compliance issues in the payments industry, and employment litigation and counseling. On the payments side, Ms. Kananen represents processors, ISOs, and card brands, defending them in a variety of disputes ranging from lawsuits brought by cardholders implicating the Truth in Lending and Fair Credit Reporting Acts; class actions brought by merchants; and enforcement actions by government entities, including the Federal Trade Commission. Ms. Kananen also advises clients in the payments space on issues of federal and state law compliance, including surcharging and convenience fees, and participation in state EBT programs.